THE SCOTTDALE BANK
& TRUST COMPANY

Privacy Notice
Protecting your privacy is important to The Scottdale Bank & Trust Company and our employees.  We want you to understand what information we collect and how we use it.  In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information.  The following policy serves as a standard for all The Scottdale Bank & Trust Company employees for collection, use, retention, and security of nonpublic personal information.

What information we collect

We may collect "nonpublic personal information" about you from the following sources:

Information we receive from you on applications or other loan and account forms;
Information about your transactions with us or others;
Information we receive from third parties such as consumer reporting agencies.

What information we disclose

We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances.  For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entites in response to subpoenas, and to consumer reporting agencies.  We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.  We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.
If your account(s) ever become closed or inactive, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures

We also take steps to safeguard customer information.  We restrict access to your personal and account information to those employees who need the information to provide products   services to you.  Employees who violate these standards will be subject to disciplinary measures.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

THE SCOTTDALE BANK
& TRUST COMPANY

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